India's financial toolkit

SIP, EMI, Tax & Investment Calculators for India
Plan SIPs, save loan interest & reduce taxes
— all in one place.

Calculate. Plan. Grow.

Plan your SIP, reduce loan interest and save taxes — all with simple, powerful tools built for India.

15+ Calculators
Free Always
FY 26-27 Rules
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Built for Indian investors  •  FY 2026–27 rules
⚡ Start Calculating 📘 Learn Before You Invest →
👉 Try this now: See how ₹5,000/month grows in 10 years →
Top Calculators
SIP Calculator
SIP Calculator
Turn ₹5,000/month into ₹1Cr
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Home Loan EMI
Home Loan EMI
Save ₹10–20L with smart prepayments
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Income Tax Calculator
Income Tax
Find lowest tax regime instantly
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Retirement Planner
Retirement Planner
Know your retirement gap
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NPS Calculator
NPS Calculator
Extra ₹50k tax benefit + pension
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EPF Calculator
EPF Calculator
Estimate real EPF retirement corpus
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SWP Calculator
SWP Calculator
Create monthly income from savings
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Explore all calculators →
From the Blog
Guides & Insights — Personal Finance for India
Practical articles on SIPs, loans, retirement and tax planning
New
💼
First Salary? Start Your Money Plan Right
Avoid mistakes. Build emergency fund, SIP & insurance from month one.
→
📈
SIP Guide: Build Wealth Step-by-Step
Learn SIP, step-up strategy, and how small amounts grow big.
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💡
EPF vs PPF vs NPS: Which One Wins?
Compare returns, tax & lock-ins — choose the right mix.
→
Read latest articles →
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🌟 Core Calculators that Define Fundulator

Powerful, simple, and precise — Fundulator’s core tools help you plan every stage of your financial journey.

🧾 Income Tax Calculator (Old vs New)

Compare Old vs New Tax Regime instantly. Includes salary, house property, capital gains, crypto, deductions, surcharge, and cess.

🏠 Home Loan EMI Calculator

Go beyond basic EMI. Handle Prepayments, track Interest Savings, and simulate Under-Construction disbursements — all in one smart interface.

📈 SIP & Goal SIP Calculator

Plan mutual fund SIPs with Step-Up growth and Inflation-adjusted goals. Visualize your wealth journey with charts and detailed yearly breakdowns.

🎯 Retirement Planning Calculator

Build your retirement corpus with precision. Include Expected Income, Existing Corpus, and view a clear Sustainability score.

🔄 SWP Calculator

Plan post-retirement withdrawals with confidence. See how long your corpus lasts under Step-Up withdrawals and One-time events.